Thank you for taking the opportunity to explore more about life settlements and the investment opportunity they provide investors.

It is very likely that you are going to read about an investment opportunity that you have not known about or have some impartial knowledge.  However, this investment has been well known to institutional investors for well over 15 years.  This investment is known in the institutional investment community as a "Life Settlement".  A Life Settlement is simply a life insurance policy contract that the original owners sold so as to receive a living benefit instead of a death benefit.  It is not a *security and is is usually unavailable to purchase from stock brokers.  Please take the time to read the entire information provided in full.  It will take a couple of minutes but will provide you with important knowledge and facts.

*Ruled not a security by United States Court of Appeals for the District of Columbia, decided July 5, 1996.  Because, SEC decided not to appeal their loss to the U.S. Supreme Court in the required time frame, the ruling is now considered settled law.

Investors are attracted to life settlements because they offer:

1. Aggressive returns 

2. Conservative risk 

3. Investment returns are predetermined

4. 100% of principle invested

5. They are not tied to stock or bond markets, interest rates, or business cycles

"Estimated face value of life-insurance policies bought and sold in the life-settlement industry: $10 billion."

"The industry's annual returns of 10% to 15% first attracted European and Asian investors.  And a few years ago, Berkshire Hathaway Inc., the investment vehicle of billionaire Warren Buffet, began buying life settlements, according to securities filings...$207 million in 2004."